5 Best WooCommerce Payment Plans Plugins

5 Best WooCommerce Payment Plans Plugins

WooCommerce payment plans plugin allows you to offer partial payments on your site. When you install these plugins, customers will have the option to pay in multiple installments. This is a proven strategy to increase sales and customer loyalty.

So in this article, we will examine the five best WooCommerce payment plans plugins to offer partial payments on your site. But first, let’s look at what partial payment means and the benefits of offering it.

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What is Partial Payment, and How Does it Work?

Partial payment means the same thing as an installment payment. It means that instead of paying in full, customers can pay in small parts at different periods.

For example, if a customer wants to pay for a $200 service, they will have the option to pay an initial deposit.

This could be any amount, like $50, and then pay the balance later. The customer can get the service after they make the initial payment or upon making the final payment.

The deposit payment plan system works well for online stores, service firms, and others.

Benefits of WooCommerce Payment Plans

There are various reasons to offer partial payment or a deposit on your site, including the following:

1. Increased Sales

Customers are often ready to buy your product, but most don’t have the money to pay for it all at once. 

Partial payments will lead to more sales since buyers will be able to deposit a lower amount. Even a customer whose budget isn’t up to the item’s price can still buy it and pay the balance later.

2. Attract new customers

Allowing customers to pay in installments will mean that you cater to a wider range of customers. This would include those who don’t have the full amount.

3. It builds trust

Offering partial payment is a great way to increase trust. When customers buy from you, they start to trust you. As such, you will also be the first person on their minds when they want to make a purchase.

Best WooCommerce Deposit Payment Plugins

Here’s a list of the best WooCommerce payment plans plugins:

1. Deposit & Partial Payments for WooCommerce – WpDepositly

WpDepositly plugin

Deposit & Partial Payment plugin is an amazing tool to boost sales. The plugin allows you to add a deposit option to your store, which can help you sell more.

Once you activate the plugin, you can set a minimum amount customers have to pay to confirm an order. For example, if an item costs $250, you can require that customers pay a $100 deposit for it.

The WooCommerce payment plans plugin also has a feature that allows customers to set a custom amount they can pay as a partial payment. For example, a customer can set the partial payment value as ‘$120’ and pay the balance later.

Deposit & Partial Payment has a percentage deposit feature. This allows you to set a percentage that customers have to deposit to make a booking. For instance, you can require that customers pay a minimum of a 50% deposit for a product.

You can also set the partial payment based on the user’s role on your WP site. Deposit & Partial Payment is ideal whether you sell digital products, physical products, or services.

Costs: Deposit & Partial Payment is free to use. The premium version costs $29 per year for one site and $199 for a life-time license.

Key Features

  • Supports all WooCommerce payment methods.
  • Zero-amount payment option
  • Fixed/percentage deposit option.
  • Enable payments and deposits for all products
  • Enable multiple payment options for some products
  • Payment reminder email.
  • Setup tax based on a partial amount
  • Style Setup option

2. Deposits & Partial Payments for WooCommerce

Deposits & Partial Payments for WooCommerce plugin

Deposits & Partial Payments for WooCommerce is another unique deposit plugin. It allows customers to split the payment for an order and only pay an initial deposit. The customer will then pay the balance at a later date.

The plugin has settings that allow you to control the deposit payments. You can choose for customers to pay a specific percentage for products. For example, if you set a 20% deposit for a product, customers can pay only 20% of the price at the time of purchase.

There’s also the option to set a specific amount of deposit. For instance, if a product costs $500, you can set a fixed deposit of $200. This means customers will have the option to pay $200 now and pay the balance later.

You can also set a fixed amount or a percentage customers have to pay each month until the item is paid off. 

The plugin also has email reminders to inform customers when payment is due.

Cost: The Deposits & Partial Payments plugin is free to use. It has a premium version that costs $43 per site and $99 for a lifetime payment.

Key Features

  • Easy payment plans
  • Allow or stop deposits for specific products
  • Product-based deposits
  • Force deposit
  • User roles-based Deposits

3. Deposits & Partial Payments for WooCommerce – Bayna

3. Deposits & Partial Payments for WooCommerce - Bayna plugin

Deposits & Partial Payments – Bayna is an incredible WooCommerce payment plans plugin. The plugin provides comfort for buyers who don’t have enough funds to make purchases. It eliminates the risk of customers not being able to afford your products.

When you install Bayna, you make it easier to transact with your customers. The plugin allows customers to choose the payment option that suits their budget. 

You can set a fixed deposit amount or deposit percentage. This way, customers just need to pay the deposit to get the product.

The plugin supports all payment methods and also supports offline payments. There’s also an option to restrict deposits if a customer has specific items in their carts.

Cost: Deposits & Partial Payments has a free version. The premium version costs $59 per year.

Key Features

  • Support all WooCommerce payment methods
  • Allows full or partial payment
  • Set up fixed or percentage deposit amount
  • Set to allow deposits for just specific products
  • Change radio box style
  • Force deposit
  • Payment reminder email
  • Exclude shipping fees

4. Alma – Pay in Installments or Later for WooCommerce


Alma is a payment solution that allows sellers to offer customers the ability to pay in installments. The WooCommerce payment plans plugin requires that you register an Alma account, after which you can start receiving payments.

Alma offers several options, including the ability to allow buyers to pay for two or more installations. This flexibility ensures your customers can buy from you regardless of their budget. It will result in more sales and increased revenue.

The plugin has a WooCommerce setting that allows you to configure how you want to accept payments from customers.

Once you set up the plugin’s API, you will see the various configuration options. You can choose the WooCommerce payment options you want to allow for your WordPress website.

It also has an email notification system that informs customers when to make their payment. Customers will get the notification 96 hours before the debit.

Cost: Alma is free to use. However, they charge a service fee for each transaction.

Key Features

  • Option for installments or deferred payments.
  • Option to pay in 2, 3, or 4 installments 
  • Page for customers to manage their payment details
  • Option to offer deferred payment
  • Non-binding
  • No setup costs
  • Available in multiple languages.

5. SUMO WooCommerce Payment Plans

SUMO WooCommerce Payment Plans plugin

Sumo is a WooCommerce payment plans plugin to offer deposit payments on your site. The plugin offers various payment options, like partial payments and down payments. These options allow customers to book the products they need and make down payments for them.

Once you set up the plugin, you can set the minimum deposit amount. There’s also an option that allows customers to set the deposit amount they can afford. You will have the option to accept or reject the customer’s deposit offer.

Sumo also offers the option to set a payment plan for specific products. For instance, you can set deposit down payments of 20% and 50% for two different products. It also allows sellers to charge interest on payments based on the payment terms.

The plugin comes with various payment options, including Stripe payment plans.

The Stripe automatic payments feature ensures payments are made once they are due. This eliminates the issues most sellers have with getting payments from customers.

Cost: Sumo costs $49 for each license.

Key Features

  • Seller-defined deposit
  • User-defined deposit amount
  • Down payments can be charged as a deposit
  • Interest on payment plans
  • Payment plans can be mandatory
  • Reminder emails


Overall, those are the best WooCommerce payment plans plugins out there. Each plugin has its own unique features, but they provide the option to offer partial payment on your WordPress site.

If you need help setting up your site, then the team at Fixrunner is your best choice. We will help you choose the right plugin based on your unique needs and set up your website. Give us a call to learn how we can help.

Frequently Asked Questions

Does WooCommerce allow Payment Plans?

Yes, WooCommerce allows payment plans. Many WooCommerce deposit plugins allow you to offer partial payments. Once you install any of these WooCommerce plugins, you’ll need to set them up. Then you can allow customers to make deposits and pay the balance in installments.

How do I split Payments in WooCommerce?

To split payments in WooCommerce, you need to install a partial payments plugin like Sumo. These WooCommerce payment plan plugins allow you to set the minimum deposit a customer must make for each product or service.

What is the Best Payment Method with WooCommerce?

Stripe is the best and most popular WooCommerce payment method. WooCommerce has an inbuilt support system that makes users choose Stripe. Other top payment methods include PayPal, and  Square.

Is WooCommerce Payment Free?

No. WooCommerce payments come with transaction fees of between 2.9% + $0.30 for each transaction. But most plugins are free to use. They don’t have any setup or fees.

 This post was written by Mesheal Fegor

Mesheal Fegor is a Web/WordPress Developer and technical writer. His WordPress help articles have been featured on Kinsta and other sites. Mesheal holds a master's degree in computer science. His writing focuses on technical WordPress issues, ranging from core WordPress problems, to issues with WooCommerce, and more.

Last edited by: FixRunner Team